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SNFB LLC — Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your use of services, websites, and content provided by SNFB LLC ("we", "our", "us"). By accessing or using our sites or services you agree to these Terms. If you do not agree, please do not use our services.

2. Services and Eligibility

We provide informational content, free-play features (Cosmic Arcade) and premium offerings. You must be at least 13 years old to use most public features; accounts or purchases may require a higher minimum age where local law requires it.

3. User Accounts and Local Storage

Certain features may rely on localStorage, cookies, or user accounts. You are responsible for maintaining the confidentiality of any credentials and for activity that occurs under your account. We are not responsible for loss of local data if you clear browser storage.

4. Content and Conduct

Content on our sites is provided for informational, entertainment, and personal-reflection purposes only. You agree not to upload, post, or transmit content that is unlawful, infringing, abusive, or otherwise objectionable. We may remove or refuse content that violates these Terms.

5. Payments and Subscriptions

Premium services and subscriptions are billed as described at purchase. All fees are non-refundable except as required by law or stated otherwise in the product terms. You are responsible for providing accurate payment information.

6. Intellectual Property

All site design, text, images, and code are owned or licensed by SNFB LLC. You may view and use content for personal, non-commercial purposes only. Reproduction, redistribution, or public display without permission is prohibited.

7. Disclaimers

Our content (including horoscopes, games, and readings) is for entertainment and personal reflection only. We do not guarantee accuracy, completeness, or suitability for any particular purpose. Use discretion and do not rely on our materials for legal, medical, financial, or other professional decisions.

8. Limitation of Liability

To the maximum extent permitted by law, SNFB LLC and its affiliates will not be liable for indirect, incidental, special, or consequential damages arising from your use of the service. Our total liability for direct damages is limited to the amount you paid in the prior 12 months, or $50 if you paid nothing.

9. Termination

We may suspend or terminate access to the service at any time for violation of these Terms or for operational reasons. Termination does not relieve you of obligations incurred prior to termination.

10. Governing Law and Dispute Resolution

These Terms are governed by the laws of the state of the operator (unless local law requires otherwise). Any disputes will be resolved in the applicable courts unless otherwise agreed in writing.

11. Changes to Terms

We may modify these Terms from time to time. Material changes will be posted on the site with an updated "effective" date. Continued use after changes constitutes acceptance.

12. Contact

For questions about these Terms, please contact us via the site contact form or at the contact information listed on the site.

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